Saving money really doesn't have to be difficult. In fact, there are loads of simple ways you can get saving, it's just a matter of making the change.
From small, daily changes, to more long-term tasks, these little adaptions to your habits will all add up to a quite a sum over time.
You know what they say, "take care of the pennies, and the pounds will look after themselves."
1. Stop being a brand snob and save yourself some money
I recently watched 'Shop Well For Less" on BBC, and was fascinated to see that supermarket own brands often perform as well as luxury ones.
Although the branding and advertising can be very convincing at making expensive products seem worth the money, the more modest brands are often just as good.
Next time you're doing the weekly shop, pick up a pack of the supermarket's own brand of detergent, washing up liquid and tin foil, and see how you get on. If you really don't like them, you can revert back to your favourite brand next time.
2. Learn to take your own coffee
At over £2 a pop, takeout coffee certainly doesn't come cheap. If you're having one of these a day, there's an opportunity to save some serious cash.
Invest in a thermos mug you can take with you in the car or on the go, and you'll never have to pay over the odds for takeout coffee again. Not only that, but a sophisticated thermos mug is much more stylish than a paper throwaway!
3. Turn your heating down a fraction to save big on your bill
Now the weather is getting hotter, there's really no need to have your heating blasting.
Lowering your thermostat by just one-degree celsius will see a reduction in your energy bills of up to 10% a year - that's a HUGE saving, and definitely worth putting a jumper on for.
4. Don't jump in the car - get your legs moving!
It can be so tempting to 'nip to town in the car', but opt to go by foot instead and you won't just do your waistline some good, but your wallet too.
Engines use a surprising amount of power just starting up, so it's not just the distance you need to take into account when considering whether to walk or drive. Not only this, but the more frequently you start your car, the more maintenance it will need in the long run - hefty costs we're all familiar with.
Save yourself some money, and get into the habit of walking to the shops instead of grabbing for your car keys.
5. Don't leave the tap running
Leaving the tap running wastes around 6 litres per minute - that is HUGE.
This is a complete waste of resources, and a waste you'll pay big for.
If you were to turn the tap off whilst brushing your teeth for example, it would mean you could run your dishwasher for free - who can argue with that?
6. Get your beauty treatments for free
Are you very picky when it comes to getting your hair and nails done?
Learn to lower your standards slightly, and you'll save a tonne of money.
There are plenty of places that offer treatments for free, it's just a case of looking.
Students and trainees often have to carry out treatments in order to qualify, and regularly offer these for free to willing participants.
Whilst the surroundings might not be as plush as your favourite, fancy salon, the results certainly won't be a reflection of this - plus, you'll save a fortune!
Get on the internet to find out some hairdressing schools near you to get started.
7. Not using your membership? Cancel it and save some money
Are you really ever going to start using that gym membership you bought last year?
Just because you're not using your gym, amazon or ASOS membership, doesn't mean it's not costing you.
While it's easy enough to push it to the back of your mind, your bank statement will quickly bring it to the fore again.
Cancel it now, and you'll have more money in your bank month-on-month. If you decide you want one more bash at being a gym bunny later on, the membership will still be happy to sign you back up with open arms, trust me.
8. Join a freebie site & get loads of free stuff
Joining a freebie site like Free Stuff World is a sure way of saving money every week.
From beauty samples to free magazines & pet food , our selection of freebies will help reduce your shopping bill week-on-week.
Sign up to our newsletter today to make sure you never miss out on any of the great free stuff on offer.
9. Get on eBay & make some cash
Are you guilty of never throwing anything away?
If you want a quick injection of cash, eBay could be perfect for you.
Have a rifle through your stuff, putting aside anything you no longer use. Then, either download the eBay app on your phone, or open up your laptop, and get selling.
You know what they say, "one man's junk is another man's treasure."
10. Want to save money? Stop smoking and see your savings rise
We're all aware of the detrimental effects smoking has on our health, but if that's not motivation enough for you, look at the effects smoking is having on your finances.
The 2017 budget has increased the cost of smoking even further, so if you're wanting to save money, this bad habit is the place to start.
Quit today! If not for your health, do it for your savings and watch them rise more than you ever thought possible.
11. Never pay full price for food - use restaurant vouchers
I never pay full price for my food if I'm eating at chain restaurant.
It would be foolish to do so, as there's almost always some kind of offer on which will grant you a saving, free item or exciting offer.
Get into the habit of always checking the restaurant's offer page online on your phone before venturing out. I'd also advise signing up to the newsletter of your favourite restaurants, as this is the best way to find out about all the latest offers - you'll also get exclusive deals sent straight to your email.
12. Refill your water bottle to save money on a new one
It's great if you're committed to meeting your daily quota of water, but if you're buying bottled each time, it's a healthy habit that will soon hike your costs real high.
There's honestly no need to pay for a brand new bottle of water each time you want to quench your thirst. Invest in a solid, sturdy bottle, and refill it each time instead.
At around a pound a pop each time, it's definitely a saving that will add up over time.
13. Round off your money for an effortless way to save
Do you really struggle with saving? If so, this could be the perfect trick for you.
'Rounding off' your money means that each day or week, you check your bank, and 'round-off' the figure, placing the leftovers into a savings account.
You can set the round-off point yourself depending on how much you're looking to save or want to challenge yourself. Those few extra pennies and pounds are likely to go unnoticed by you, but the increase your savings get week-on-week certainly won't.
14. Invest in a travel card and save on your journeys
Whether you travel on public transport for business or pleasure, the rising costs of getting from A to B can be tough to keep up with.
If you've not yet invested in a travel card, I really recommend you do so today.
With savings of up to 1/3 on journeys across the UK via train, tube or bus, they're definitely worth having.
The initial cost may put you off, but if you travel regularly, you'll recover that cost in no time.
15. Take a packed lunch and save a fortune
How much do you spend on lunch every day? A couple of quid? Four pounds? More?
If you've got into the habit of buying your lunch every day, this is a major area for saving.
Start taking a packed lunch to work, and you'll be amazed what you can save.
Money aside, most shop-bought sarnies, salads and snacks contain loads of artificial nasties, so you'll be doing your body some good by making your own too.
16. Don't waste money on brand new items - get them secondhand
I am a big lover of buying secondhand. There's nothing quite like going into a charity or vintage shop and finding some real treasures inside.
It may take a little more searching around than opening up your internet browser, but the second hands steals you can find these days are hard to beat.
Save yourself some money and get something truly unique by searching your local secondhand shops first, before heading to your pricey department store.
17. Get paid for being loyal with loyalty cards
Loyalty is usually rewarded, and there's no better example of this than loyalty cards.
Not only will you get stuff for free when you've spent a certain amount, but often, you'll get member-only deals too.
Whether it's a free coffee while out with friends, cake or even a bottle of wine, these little treats will help you on your money-saving mission.
18. Take a trip to your local library
Now, I love the look of a set of beautiful books on my bookcase, but they certainly don't come cheap.
While it's not uncommon to pay £10 or more for a new chick-flick in WHSmiths, go to the library, and you'll get all the giggles for free.
There's something magical about taking a trip to a library and reading a book so many others have also enjoyed. Best of all, it's completely free of charge!